PALMELLECHEYENNE, WYOMING
Why does Fort Collins have so many more Medicare Advantage plans than Cheyenne?
Jacob Silver wrote this page and last checked it on November 10, 2026.
Because plans are sold county by county. Medicare's 2027 list has 8 Medicare Advantage plans for Laramie County and 46 for Larimer County, Colorado, home of Fort Collins.[5] A person may join only a plan whose service area covers where they live.[2]
Both sides of the state line
- Laramie County, Wyoming: 8 plans from two insurers. In 2026 it had 12 plans from three.[17][5]
- Larimer County, Colorado: 46 plans, special needs plans included.[5]
- Weld County, Colorado, which holds Greeley: 47 plans.[5]
Can a Cheyenne resident sign up for a Colorado plan?
No, not with a Wyoming home address. Living in the plan's service area is one of Medicare's conditions for joining.[2] Two things remain open: ask a Laramie County plan whether your Colorado doctors belong to its network, or stay with Original Medicare, accepted by any doctor who takes Medicare.[4]
Laramie County's own eight
Every one is a PPO, and four come with drug coverage.[5]
Counting method
Each figure is the number of plans in Medicare's Landscape file for that county and year. Our reading of the 2027 file dates from November 9, 2026.
See what Laramie County offers
Back to the Cheyenne Medicare guide
Author: Jacob Silver. Publisher: July Blue Sky LLC, which plans to become an insurance agency and has no licence yet. You cannot enroll through this page and it gives no plan recommendation. Not every plan sold in your area is offered by us.
Not connected with or endorsed by the U.S. government or the federal Medicare program.
Where these facts come from
- Medicare.gov: Joining a health or drug plan
- Medicare.gov: Understanding Medicare Advantage plans
- CMS: CY2027 Landscape file (202611, data updated November 1, 2026), Downloads on Prescription Drug Coverage
- Wyoming Senior Citizens, Inc.: WSHIIP offices
- CMS: CY2026 Landscape file (202609), Downloads on Prescription Drug Coverage